blogThis is one of my favorite topics.  With thanks to Dr. Doolittle for the assist, there are wise and defensible arguments to be made on both sides of this question.   If this is something you are considering please reach out to me to discuss.  The analysis of this is something I have done a great deal of study on and I’m happy to look at your individual situations and goals with you to see what makes the most sense for you. This is a nice introductory article on the subject.